Terms of Service

Last Updated: January 2026

Effective Date: January 2026

Acceptance of Terms

By accessing and using the services provided by Velquon S.A. ("Company," "we," "our," or "us"), you ("Client," "you," or "your") agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Velquon regarding your use of our corporate finance performance analysis services and website at velquon.top.

If you do not agree to these Terms, you must not use our services or access our website. By continuing to use our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

Company Information

Velquon S.A. is a company registered in Spain with the following details:

  • Registered Name: Velquon S.A.
  • Registration Number: B61234982
  • VAT Number: ESB61874593
  • Registered Address: Paseo de la Castellana 52, 41050 Seville, Andalusia, Spain
  • Email: legal@velquon.top

Services Description

Velquon provides corporate finance performance analysis services including but not limited to:

  • Financial performance analysis and reporting
  • Risk assessment and management consulting
  • Strategic financial planning and advisory services
  • Financial modelling and valuation services
  • Regulatory compliance guidance
  • Executive reporting and presentation services

User Obligations

By using our services, you agree to:

  • Provide accurate, complete, and current information when engaging our services
  • Maintain the confidentiality of any login credentials or access information
  • Use our services only for lawful business purposes
  • Not interfere with or disrupt our services or servers
  • Comply with all applicable laws and regulations
  • Respect the intellectual property rights of Velquon and third parties
  • Pay all fees and charges in accordance with agreed terms

Payment Terms

Payment terms for our services are as follows:

  • Fees are quoted in Euros (EUR) and are exclusive of applicable taxes
  • Payment is due within 30 days of invoice date unless otherwise agreed
  • Late payment may result in suspension of services and additional charges
  • Disputed invoices must be raised within 7 days of receipt
  • Refunds are subject to our refund policy and applicable consumer protection laws

Intellectual Property

All content, materials, and intellectual property related to our services, including but not limited to reports, analyses, methodologies, software, and documentation, remain the exclusive property of Velquon or our licensors. You are granted a limited, non-exclusive, non-transferable licence to use our deliverables solely for your internal business purposes.

You may not reproduce, distribute, modify, or create derivative works from our intellectual property without prior written consent. Any feedback or suggestions you provide regarding our services may be used by Velquon without obligation or compensation to you.

Confidentiality

We understand that you may share confidential information with us in the course of providing our services. We commit to maintaining the confidentiality of your information and will not disclose it to third parties except as necessary to provide our services or as required by law. Both parties agree to maintain confidentiality of proprietary information shared during our business relationship.

Limitation of Liability

To the maximum extent permitted by applicable law, Velquon's total liability for any claims arising from or related to our services shall not exceed the total amount paid by you for the specific services giving rise to the claim in the 12 months preceding the claim.

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, even if we have been advised of the possibility of such damages. Our services are provided "as is" without warranties of any kind, express or implied.

Professional Disclaimer

Our financial analysis and recommendations are based on information provided by you and publicly available data. While we strive for accuracy, we cannot guarantee the completeness or accuracy of all information. Our services are for informational purposes and should not be considered as investment advice, legal advice, or accounting advice. You should consult with qualified professionals before making business decisions based on our analysis.

Data Protection

We process personal data in accordance with our Privacy Policy and applicable data protection laws, including the General Data Protection Regulation (GDPR). By using our services, you consent to the processing of personal data as described in our Privacy Policy.

Termination

Either party may terminate the service agreement with reasonable notice. We reserve the right to suspend or terminate your access to our services immediately if you breach these Terms or engage in any conduct that we deem harmful to our business or other clients.

Upon termination, you must cease all use of our services and return or destroy any confidential materials. Provisions relating to intellectual property, confidentiality, limitation of liability, and governing law shall survive termination.

Force Majeure

Neither party shall be liable for any delay or failure to perform due to circumstances beyond their reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, government actions, or technical failures. In such cases, performance obligations shall be suspended until the force majeure event ceases.

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our services after such modifications constitutes acceptance of the updated Terms. We recommend reviewing these Terms periodically.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Spain, without regard to conflict of law principles. The courts of Seville, Spain, shall have exclusive jurisdiction over any disputes arising from or relating to these Terms or our services.

If you are a consumer resident in another EU member state, you may also bring proceedings in the courts of your country of residence, and nothing in these Terms affects your rights under applicable consumer protection laws.

Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect. The unenforceable provision shall be replaced with an enforceable provision that most closely reflects the original intent.

Entire Agreement

These Terms, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and Velquon regarding the use of our services and supersede all prior agreements and understandings.

Contact Information

If you have any questions about these Terms of Service, please contact us:

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.